SBI Mutual Fund has over 30 years of experience and is India’s oldest and largest fund house. The company has been able to reach all kinds of investors thorough a larger number of Mutual Fund Schemes. SBI MF has an investor base of over 5 million. SBI MF is the first in India to launch an ESG Fund and Contra Fund. As of March 2021, it managed assets worth Rs. 504 thousand crores.
Based on some of the key features like NAV, past performances, AUM, etc. here is a list of schemes which is the best for investment purposes.
| Name of the Scheme | CAGR/Annualized return (since launch) | Return for 2021 | NAV | Expense Ratio | Sharpe Ratio | Rating | Level of Risk |
| SBI Technology Opportunities Fund | 22.5% | 66.4% | 2.61 | 2.13 | 1 Star | High | |
| SBI Magnum COMMA Fund | 12.5% | 52% | 2.6 | 2.37 | 4 Stars | High | |
| SBI Contra Fund | 15.9% | 49.9% | 2.29 | 2.98 | 3 Stars | Moderately High | |
| SBI Magnum Mid Cap Fund | 16.6% | 52.2% | 2.1 | 3.02 | 3 Stars | Moderately High | |
| SBI Small Cap Fund | 20.2% | 47.6% | 1.97 | 3.28 | 5 Stars | Moderately High | |
| SBI Infrastructure Fund | 6.1% | 48.3% | 2.59 | 2.47 | 3 Stars | High | |
| SBI Consumption Opportunities Fund | 14.7% | 35.6% | 2.55 | 3.01 | 4 Stars | High |
Talking about the funds SBI Technology Opportunities Fund it is set to provide its investors maximum growth opportunity through equity investments in stocks of growth-oriented sectors of the country. Infosys Ltd, Alphabet Inc Class A, HCL Technologies, Tata Consultancy Services Ltd, Tech Mahindra Ltd Bharati Airtel Ltd, Larsen & Turbo Infotech Ltd are the leading companies holding the portfolio. Net Assets are worth Rs.2,313 on 31 Jan 22.
SBI Magnum COMMA Fund is meant for investors who look for consistent returns and provide growth by generating opportunities. The fund mainly invests in Metals, Materials and Agriculture, Oil & Gas, Debt and Money market instrument. The major holdings in the portfolio include Hindalco Industries, Reliance Industries, Tata Steel Ltd, Ultra Tech Cement, Neogen Chemicals Ltd etc. Net Assets of the fund are Rs.
SBI Contra Fund invests in stocks of growth-oriented sectors of the economy. Tube Investments of India Ltd Ordinary Shares, HCL Technologies Ltd, ICICI Bank Ltd, 364 DTB 21042022, Neogen Chemicals Ltd etc. are the prime portfolio holders.
SBI Magnum Midcap Fund is an equity fund, and it is good for long-term investors. Growth with liquidity of an open-ended scheme by investing in diversified equity stocks of Midcap companies provides opportunities for capital growth. Sheela Foam Ltd, Page Industries Ltd, Tube Investments of India Ltd Ordinary Shares, Carborundum Universal Ltd, Thermax Ltd etc are the main holders in its portfolio.
SBI Small Cap Fund aims to generate income and long-term capital appreciation by investing in a diversified portfolio in equity and equity related securities of small and midcap companies. Elgi Equipments Ltd, Sheela Foam Ltd, Carborundum Universal Ltd, Blue Star Ltd, JK Cement Ltd etc. Comprise its portfolio.
SBI Infrastructure Fund comprises of companies directly or indirectly involved in the infrastructure growth in the economy as well as in Debt and Money market. Top Securities holdings include Larsen and Toubro Ltd, Reliance Industries Ltd, Bharti Airtel Ltd, Power Grid Corp of India Ltd, Ultra Tech Cement Ltd etc.
SBI Consumption Opportunities Fund invests in growth-oriented sectors of the economy. It includes companies like Bharti Airtel Ltd, Page Industries Ltd, ITC Ltd, Indian Hotels Co Ltd, Sheela Foam Ltd etc.
Why SBI Mutual Funds?
When we choose an instrument to invest our money in, naturally it should be sound enough to support our decision. The reason backing any investment makes it a worthwhile option for an individual’s investment goals, be it short term or long term. SBI Mutual Funds are one of the strongly favored mutual funds in our country due to the following reasons-
- Safety: They are India’s most trusted mutual fund schemes.
- Credit ratings: Many SBI equity schemes have a CRISIL rating of three and above.
- Tax Benefits: For those who want to invest in Equity Linked Savings Scheme, SBI MFs are available to extend tax savings benefit.
- Capital Appreciation: From an investment point of view, SBI MFs offer capital appreciation for both low as well as high risk investments. The returns too are suitable for short, mid and long-term financial goals of the investors. Those who look for consolidation through a single solution find SBI MFs quite attractive.
- NRI Investment: NRIs are allowed to invest in these schemes.
- Availability of Options: You get many choices to suit your financial goals. Picking a plan which fits your criteria is very easy when you select it from the range of options offered by SBI MFs. First time investors and Millennials who have a less than five years investment span also do rely on Mutual Funds offered by SBI MFs.
- Management efficiency: The company has an expert management system to deal with both the domestic and offshore funds.
There are other suggestions that you may consider like: SBI Focused Equity Fund, SBI Flexicap Fund, SBI Blue-chip Direct Plan, SBI Equity Hybrid Fund Direct Plan-Growth, SBI Banking & Financial Services Fund.
SBI Mutual Fund is a joint venture of State Bank of India with AMUNDI-France, which is one of the top fund management funds in the world. If you are looking to invest in SBI MFs, you have both the options: invest-online and offline to invest your money.
Bhoi Smrutirekha Dharanidhar